November marks Long-Term Care Awareness Month, a perfect time for older adults and their families to consider planning for extended health supervision. Proactive senior chronic care management can provide peace of mind and ensure your wishes and needs are respected. Our helpful checklist will guide loved ones and their families through planning for potential extended care.
Find out Your Long-Term Care Requirements
Senior chronic care management involves various services and supports for your wellness. To start planning, think about your needs so you can make informed decisions.
- Determine what type of care and level of assistance you require for everyday activities like dressing, bathing, or eating.
- Consider your current health and potential future needs to plan for appropriate care.
Assess Your Care Options
There are different types of care to consider, including in-home care, assisted living, and nursing homes. Each option offers varying levels of support and independence.
- In-home care: Allows you to stay in your familiar surroundings while receiving additional support.
- Assisted living: Provides a community environment with varying levels of assistance.
- Nursing homes: Offer higher levels of medical care for those who need it.
Discuss Your Wishes With Your Family
Initiating conversations about your preferences and concerns early on can help ensure that your wishes are respected. Here are a few points to keep in mind to make discussions smoother and effective.
- Open Communication: Start the conversation early and be honest about your desires and concerns.
- Choose a Comfortable Setting: Pick a time and place where everyone can be calm and attentive.
- Encourage Questions: Encourage family members to ask questions and voice their thoughts to ensure shared understanding.
Review Financial and Legal Considerations
Learning about the essential considerations for chronic care management ensures a smooth transition. They also help you confidently plan for future care needs.
- Financial Planning: Understand the costs associated with different care options and create a financial plan to cover these expenses.
- Legal Documents: Ensure your will, power of attorney, and advance directives are current to legally document your wishes.
Research Insurance Coverage
Long-term care (LTC) insurance aids in managing care costs.. It helps assess if more coverage is needed for your financial plan regarding future care.
- Explore coverage options that include in-home care, assisted living, and nursing home care.
- Review existing policies and understand the coverage your current insurance provides.
- Consult an insurance expert to get additional information and choose the plan that best suits your needs.
Make Us Part of Your Senior Chronic Care Management
Organizing care for long-term wellness can seem like a tedious task. Still, early and comprehensive preparation can significantly ease the process.
If you want to learn more about in-home supervision and how it can help you live independently, contact Senior Helpers Lansdale for personalized assistance. We serve clients in Harleysville, Lansdale, Quakertown, and Worcester to help prepare for peace of mind.