As medical care costs rise, it can become increasingly challenging to keep up with necessary payments for your elderly family member. If you struggle to pay senior-related bills, know that support is available and help is out there. The caregiving team at Senior Helpers Princeton has compiled a list of a few potential programs that could make paying for medical bills simpler for seniors in the Princeton, NJ, area.
NJ 211
With the motto "Need Help? Start Here," NJ 211 is a valuable resource for families in need of assistance. Whether you're looking for housing, healthcare, or help paying medical bills, NJ 211 offers an array of services through its network of community organizations across New Jersey. By dialing 2-1-1 on your phone or visiting their website, families can access information about support programs tailored to their specific needs. NJ 211 also has a senior services database you can search to find what you're looking for, from AARP Tax Aide Programs to Senior Advocacy Groups.
New Jersey Hospital Care Payment Assistance Program (Charity Care)
The New Jersey Hospital Care Payment Assistance Program (Charity Care) offers financial assistance to individuals and families at lower income levels. This program helps cover hospital services for those struggling to pay their medical bills. Patients may apply for charity care by filling out an application and submitting it along with certain required documentation, such as tax returns or pay stubs. Each hospital has its own Charity Care guidelines, so be sure to check the website of particular hospitals you visit for more information about this type of payment plan.
Medicaid
Medicaid in New Jersey can help provide low-cost health insurance and medical benefits to seniors who qualify. Depending on your loved one's income, assets, age, or disability status, they may be eligible for Medicaid coverage. It could pay for a large portion of senior health-related costs, such as prescription drugs and doctor visits if approved. Even if your senior loved one is already covered by Medicare alone, they may still benefit from an additional layer of protection provided through Medicaid.
Medicare
It is a government-run health insurance program designed to provide much-needed medical coverage for those aged 65 and older. Medicare Part A covers hospital service payments, while Medicare Part B covers doctor visits, certain vaccines, and some preventive care services. Depending on the plan, out-of-pocket costs may still apply.
Other Charitable Organizations in New Jersey
Additionally, several charitable organizations in New Jersey may be able to provide additional assistance with senior medical bills. Many of these organizations are local and have eligibility criteria specific to their programs, so it's important to thoroughly research what's available near you.
Senior Helpers Princeton Provides Caregiving Support
Another way to support your senior loved one is turning to in-home caregiving services for help. In Princeton, Plainsboro, Princeton Junction, Hopewell, Lawrenceville, and Pennington, Senior Helpers Princeton is proud to provide personalized caregiving services. Contact us to learn more about how we can help you and your loved one.