Families and caregivers continuously realize that seniors may be more vulnerable to online scams and attacks. Research suggests this is the case even when there are no underlying brain-related illnesses like dementia. Seniors are often targeted for a variety of scams due to their accumulation of financial wealth. In addition, they often fall prey to fraud and scams because they are more trusting, coupled with social isolation and loneliness, and may let their guard down more easily. So, how can they be protected from scams?
Educate Loved Ones about Online Scams
The growing types of online scams and fraudulent schemes that target seniors include government impersonations, fake romantic interests, and identity theft, among others. Unsuspecting individuals can, unfortunately, fall victim to scams when there are constantly new ways to trick people.
Having regular conversations with a loved one about online scams is important. Family members can bring up recent news stories in an informative way to open up dialogue about fraud. This can help them understand that protecting themselves is important without making them feel like they aren't trusted. The goal is for them to recognize different types of fraud or suspicious activity and how to respond without creating a sense of panic.
Review Computer Safety
Reviewing computer and internet safety with a senior who still values their independence is a delicate situation, but they must know how to:
- choose passwords that are not easy to decode
- protect their computer from viruses
- safely download documents/files
- recognize suspicious emails and attachments
- shop and bank safely online
- protect their financial information
- navigate out of suspicious websites
- not give out personal information (social security number, bank account information)
Remind them that if they ever feel suspicious or unsure about a situation, it's okay to shut down the conversation, turn off the computer, and contact someone else for advice or verification.
Contact the Right People
If a loved one is being preyed upon or has fallen victim to elder fraud, there are several ways to report it to help them recover and prevent future attacks.
- Emergencies - If an individual is in immediate danger, contact the local police department to ensure their safety
- Elder Fraud - Depending on the type of fraud, there are several institutions that should be contacted
- Local FBI offices take reports of elder fraud and can give more direction
- Financial/Banking institutions should be contacted if they were involved
- Credit Bureaus should be contacted to protect against identity theft
Provide Support
Since social isolation and loneliness contribute to older individuals falling for online scams, they must have a continued support network. At Senior Helpers Overland Park, we provide compassionate senior care throughout Overland Park, Olathe, Lenexa, Leawood, and surrounding communities. Whether they need someone to help them with their hobbies, to have a conversation or watch the news with them, or need assistance with meal preparation or other personal care, a skilled caregiver can provide consistent physical and emotional support. Contact us today to learn more.