Strategies to Safeguard Seniors Against Tax Scams
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Beware of Tax Scams: Senior Tips

Tax season brings with it a spike in fraudulent activities. Scammers often target senior citizens, who may have less familiarity with the digital sphere. Learn more about tax scams, their tell-tale signs, and how to protect yourself or a loved one from falling prey. 

Tax Scams Explained

Tax scams encompass a range of deceptive tactics fraudsters use to trick individuals into divulging sensitive information or paying money based on false tax claims. What's particularly concerning is that these scams often disproportionately target seniors, leveraging their potential unfamiliarity with the ever-evolving landscape of digital communication and technology. Forms of tax scams may vary, ranging from fraudulent phone calls and phishing emails to fake tax preparation services. The impostors often pose as IRS officials, demanding immediate payment of “unpaid” taxes and threatening legal action.

The Importance of Safeguarding Personal Information

Keeping personal information safe is your first line of defense against tax scams. When in the wrong hands, details like your Social Security number, bank account number, or Medicare ID can be used to perpetrate tax fraud or identity theft. Therefore, remember to never share sensitive information over phone calls or emails, particularly with unknown sources. Ensure that your mailbox is secured, as it can often be a source of essential documents that carry your personal information. Prioritize strong, unique passwords for your online accounts, and consider checking regular credit reports to keep track of any suspicious activities.

Identifying Fraudulent Communications

Recognizing potential red flags in communications can be instrumental in avoiding tax scams. Be cautious of unsolicited contacts demanding immediate payment, asking for credit or debit card numbers over the phone, or insisting on specific payment methods like gift cards or wire transfers. The IRS will never initiate contact via phone or email to demand immediate payment or ask for personal or financial information. Any correspondence from the IRS typically begins with traditional mail. Unprofessional language, spelling errors, and generic email greetings are also potential fraud indicators.

Steps to Take If Targeted by Scammers

If you suspect a fraudulent communication, you should: 

  • Immediately disconnect the call or refrain from responding to the email.
  • Report the incident to the IRS and your local law enforcement. 
  • Immediately contact your bank or credit card company to halt unauthorized transactions.
  • Inform the relevant credit bureaus so they can place an alert on your account.

Taking quick action can help prevent potential further damage to your finances. 

Senior Helpers of Polk County's Commitment to Safety and Security

Staying alert, informed, and prepared during tax season is crucial in safeguarding yourself from scams. Remember, protecting your personal information and being vigilant about the communication you receive can significantly reduce the risk of fraud. 

Senior Helpers of Polk County is here to support and guide our senior community across Lakeland, Winter Haven, Bartow, Auburndale, and Haines City. We can help you navigate this tax season with confidence and security. Please contact us if you or a loved one could use our help.